Interest Free Deal Calculator

This calculator helps you model the following


Calculate the ‘true cost’ of interest-free deals, including application fees and processing fees.


Estimate what your minimum monthly repayments need to be to avoid paying interest.


Compare different interest-free deals, lengths, interest rates, and fees.


1. Enter the total amount of the interest-free deal.
2. Enter the interest-free deal period (for example, 12 months).
3. Enter the application fee.
4. Enter the monthly payment or processing fee.
5. Enter the annual fee.

Your results will display below the graph. Please note this calculator is designed to be used as a guide only. Actual amounts may vary depending on your chosen interest-free deal provider, bank fees, and more.

Interest Free Deal Calculator